Terms and Conditions
Safe Harbour Refer-a-friend Program is governed by these Terms and Conditions. It constitutes an agreement between you (“You”,
“Your”, “Referrer”) and Safe Harbour and its affiliates (“We”, “Our” or “SH”).
1.1 To be eligible for the Refer-a-friend Program, you should meet the following conditions:
1.1.1 Have an existing vehicle registered with LTA.
1.1.2 Obtain and share your unique referral code and link to your friends.
1.2 Successful Referrals (“They”, “Their”) should meet the following conditions:
1.2.1 Individuals who own an existing private or commercial vehicle registered with LTA. (excluding motorcycle)
1.2.2 Shall not have any existing auto insurance policy with SH and/ or have any auto insurance policy with SH for the past two
1.2.3 Shall not be the same person as the referrer.
1.2.4 Provide accurate and compulsory information when submitting online auto insurance quotation with the Referrer unique code
via the Referral Link.
1.2.5 Shall not be referred by other Referrer. SH decision in allocating the referral shall be based on a first-come-first-allocated
2.1 Successful Rewards for referrals
2.1.1 Receive a free RFID Blocking Card upon successful online auto insurance quotation submission.
2.1.2 Receive a one-time S$50 cash upon their renewal of a full year auto insurance with SH.
2.2 Successful Rewards for you
2.2.1 Receive a one-time referral reward of S$50 cash when condition 2.1.2 above is satisfied and that you renew your full year auto
insurance with SH.
2.2.2 Your referral rewards will be capped at your next auto insurance renewal premium.
2.2.3 The period for the calculation of the Referral Fee shall be from your last auto insurance renewal date or registration date
(whichever is later) to your next auto insurance renewal date and is hereby known as “Referral Year”.
2.2.4 Any referral rewards earned outside current Referral Year, will be rewarded in your next auto insurance renewal.
3.1 Payment of the referral rewards is subjected to the condition that your auto insurance must be renewed with SH and is made in
the form of cash or e-payment within two months after your inception date. In the event that your auto insurance was not
renewed with or through SH, the referral rewards for that Referral Year shall be forfeited.
3.2 In the event your vehicle is disposed during the Referral Year, the referral rewards for that said Referral Year will be forfeited
unless a new auto insurance policy is renewed through SH.
3.3 Referral rewards are non-transferable and non-assignable.
4. No fraud or violation of terms
4.1 SH reserves the right to reject or claw back the referral rewards granted or to be granted to the user in case of any
fraudulent, dishonest and inappropriate, as deemed solely by SH, activities related to this Refer-a-friend Program. Such activities
include but is not limited to fraudulent details, form submission using third party’s information without consent, and
other malicious actions.
5. Change of Terms and Termination
5.1 SH reserves the final right to modify the Terms and Conditions or terminate this Refer-a-friend Program any time without prior
notification. Please review these Terms and Conditions from time to time so that you will be apprised of any changes.
6. Acceptance of Terms
6.1 By participating in this Refer-a-friend program, you shall be deemed to have read, understood and agreed this terms
and conditions stated herein. You shall also be deemed to have:
6.1.1 You agree to let your referrals know that you are the Referrer and that you may receive a referral reward
6.1.2 Agreed to receive communications by SH via email, phone, SMS, app notifications.
7. Governing Law
7.1 This Terms and Conditions shall be governed and construed in accordance with the laws of Singapore.